Using PayPal Effectively

There are a lot of benefits to using PayPal for individual and business purposes. Of these reasons, one stands out; it is that PayPal provides its users with the ability to conduct online transactions more securely. PayPal was founded in 1998 and since then has acquired more than 75 million satisfied users. Today, PayPal is accepted by many, major online merchants, making its use widely accepted.
PayPal is well known for providing safe online funds transfers. PayPal has improved its security features over the years. It is a major target for phishing attacks, and yet it keeps its standard for being the safest method of conducting electronic funds transfers for both businesses and individuals. How PayPal works is simple. An individual or a business registers and opens an account with them. Then validates their credit card with the PayPal account and after that simply signs in using the PayPal username and password to make payments. Online merchants who cannot afford an internet payment gateway can signup with PayPal to accept payments from customers via PayPal.

If a user is using PayPal to pay for goods or services, he or she can have peace of mind knowing that credit card details are not divulged to the merchant. The transaction is carried out by PayPal transferring funds from the user’s credit card to the merchant’s PayPal account. PayPal has also partnered with major websites such as eBay, providing users who pay with PayPal free insurance cover for their goods. Many smaller online merchants, such as those on eBay also use PayPal to receive funds, because it is easy to use, widely accepted and extremely secure.